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3 reasons NOT to think about a trillion dollar budget

Here are my 3 reasons NOT to think about the 3.55 trillion dollar budget  that came out of Washington today:

Reason #1: I have my own budget to contend with…and it is just that: contentious.  We have to look for another credit card [we keep one for emergency use and cash flow leverage] because the one we were happy with just raised its rates astronomically.  My husband said this was cruel on the part of the credit card company in the light of probably thousands of people who are having to live off their credit cards right now due to loss of job and/or loss of home.  There are other contentions with it: gas prices keep creeping up; food prices continue to creep up; we have family who need our help occasionally – and we have not the best health care program – we have so much out-of-pocket to pay it causes us, and others on similar plans, to have to make choices as to which health conditions to address or not.  So, I can’t think on a trillion dollar budget when it’s hard to wrap my brain around my thousand-ish, and on some days, 10 dollar-ish budget.

Reason #2: I’m a bit overwhelmed by the headlines in today’s paper that scream other kinds of economic bad news: GM loses $30 billion in 2008  – and the automakers are asking for yet more money from the federal government.  These are staggering sums…and after awhile become meaningless to a suburban housewife just trying to make ends meet.  Other news: Safeway stock takes a beating – now it sounds bad, but if you read further, you discover that Safeway is indeed making money.  That’s so good to know because we the people  just don’t need another retailer going under with the resultant loss of jobs. 

Reason #3: I’m just too busy to read through it.  Besides having to care for a disabled mother-in-law, take care of my home and be a wife, mom and grandmom, I have a home-based business that I’m working on.  I’m also a fine artist, a painter, and let me tell you, economic times are hard for artists as well as automakers.  Fortunately, the newest stimulus plan did make it so that some monies will be available to the arts: museums, theaters, art centers.  But it won’t put more money into the hands of the consumer who goes to local art shows to purchase art, either as art collectors or as people just needing something to hang over the sofa.

All said all done I can’t get excited about the thought of a 3 1/2 trillion dollar budget…to be honest because part of it contains money going to fund war and I just wish humans could come up with an alternative to killing one another over ideological differences.  I guess soldiers and sailors need a paycheck, too, but I’d rather they be paid for peacetime duties than war.  I served in the Navy as did my dad so I am not anti-military.  I’m just anti-war.  Let’s find a different way.

I can’t get excited over this trillion dollar budget because all I can see is what is in front of me – neighbors who lost their jobs with nothing on the horizon…these are not people who build bridges or lay roadbeds.   I think knowledge workers suffer the most in this economy.  All I can offer is the idea of an answer for the immediate and longterm: start a home-based business with a direct selling income opportunityUse it to help your own budget and help to stimulate your own economy.

What do you think?

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